Monday, February 17, 2020

Travel Insurance - Not All Plans are Created Equally




Travel Insurance is a topic that I am very passionate about & do encourage my clients to always insure their trip because you never know what might happen that would force you to cancel your trip.  Or worse, you get sick while traveling and end up needing medical care which can be expensive.  Travel Insurance is there to help you navigate foreign medical care systems & assist with payment of any claims while traveling should the need arise.  People assume that they will have coverage from their credit card or from their own personal medical insurance carrier, but you have to do your due diligence by looking into the details of those coverages.

As detailed by one of our trusted Travel Insurance providers:

Did you know…
Medical   evacuation costs can be on average $25,000 within North America, as   much as $100,000 from Europe, and $250,000 globally, depending   on location.* Schengen   Area Visa requirements include a minimum $50,000 USD emergency   medical coverage, including urgent health, emergency hospital treatment and   repatriation.
A nurse   escort costs on average about $11,000 within North America and about $25,000   from Europe.*
Medicare/Medicaid   and health insurance carriers may stop or decrease coverage once a person   leaves the U.S. or their coverage area.
Hospitals   outside the U.S. may ask for payment prior to treatment and may not   let you leave the country unless treatment is paid in full. (Having a  the correct travel insurance plan means our travel assistance provider can guarantee payment up  to the coverage amount shown in the Policy.)
If you clients have a medical emergency while traveling, the insurance company's travel assistance   provider will assist with foreign and domestic medical arrangements, so you can focus on recovery.
There are so many options with Trip Insurance & my job is to help guide you to the plan that is going to fit your needs the best. Emergencies are expensive, don't you want the peace of mind when you're traveling to know that you have insurance, to know that you have a 24/7 assistance line that you can contact for help & guidance? What's the plan if you don't have travel insurance?




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